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	<title>MaryandMoney.com &#187; shopping</title>
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	<description>We Owe What on Mon and Thurs 7pm LiveWellTV</description>
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		<title>Buy Used and What to Never Buy Used</title>
		<link>http://maryandmoney.com/shopping/buy-used-and-what-to-never-buy-used/</link>
		<comments>http://maryandmoney.com/shopping/buy-used-and-what-to-never-buy-used/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 14:33:57 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[saving]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[buying used]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[when not to buy used]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1963</guid>
		<description><![CDATA[
By Mary Caraccioli
My work has me visiting families all over the country with one mission, to help them get in good financial shape. In order to help others, I have also had to make sure my own house is in order. So to keep within my own budget I have found fun and creative ways [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-medium wp-image-1964" title="flea market" src="http://maryandmoney.com/wp-content/uploads/2012/02/flea-market-471x325.jpg" alt="" width="471" height="325" /></p>
<p>By Mary Caraccioli</p>
<p>My work has me visiting families all over the country with one mission, to help them get in good financial shape. In order to help others, I have also had to make sure my own house is in order. So to keep within my own budget I have found fun and creative ways to save. Often that means buying something that someone else previously owned. Yep- used!  Hey it is also good for the environment right? Reuse and recycle are part of my life.</p>
<p>But not every used item is worthy of making it into my home. Some used products create more problems or simply don&#8217;t last. So it begs the question, &#8220;What do you buy new and what do you buy used?&#8221;</p>
<p>My rule of thumb for buying &#8220;used&#8221; is like Warren Buffet&#8217;s rule for buying stocks, I buy what I know.  So, if I know what I am looking at and can tell if it is well made and in good shape <em>and</em> if I can properly clean it- I buy used.  If it is something that is too complicated for me or my pals to assess- I walk away and buy new. Why? Because sometimes buying used is literally buying someone else&#8217;s problems.   Here is a quick list on what is on my &#8220;buy used&#8221; list and what isn&#8217;t.</p>
<p><strong>Buy used: un-upholstered furniture</strong>- my dining room table, end table, dressers, and coffee tables are all second hand and are all fabulous. They are more attractive and better constructed than a lot of new furniture and they make my home unique. I also spent a lot less for this great look than I would have for the same quality new.</p>
<p>Some pieces I have refinished myself, others were already in great shape. The materials I have had the most luck with are wood, Lucite or acrylic, marble and granite.  These materials are easy enough for me to clean. I also look for pieces that are easy to inspect. I make sure they are in proper working order before I buy.</p>
<p><strong>Buy New</strong>:  I Don&#8217;t buy used <strong>upholstered furniture</strong>. Maybe it is all the news about bedbugs that freaked me out- but I see old upholstery as a recipe for disaster. If you can do the reupholstering yourself it may be worth it, but hiring someone else to do it can be expensive. This is where I buy new.</p>
<p>The only <strong>exception</strong> <span id="more-1963"></span>to this is dining room chairs. Re-upholstering the seat cushions is easy and cheap. I have done it myself. So buy those chairs used if you find a set that is sturdy, well made and cheap.</p>
<p><strong>Buy Used</strong>: <strong>Kids clothes</strong>.  I like buying used play clothes for kids. They out grow them so quickly- I hate to waste my money on new outfits that will just be destroyed at the playground. With the second hand clothes I always do a serious wash in hot water to kill the germs.  Also make sure there are no holes &#8211; I don&#8217;t want to bring anyone&#8217;s moth problems to my house. When we outgrow the clothes I pass them on to friends, family or charities ASAP. I don&#8217;t let them pile up.</p>
<p><strong>Buy Used:  Plastic toys</strong> &#8211; These types of toys are easy to clean before we use them. Just make sure they have no small parts. Small desks or tables or sturdy chairs are great to get second hand.  If it is easy to inspect and easy to clean then I will get it used.</p>
<p><strong>Buy New</strong>: <strong>Plush, stuffed toys and toys with hair</strong>: Yes you can put some of these toys in the washer before you give them to your child, but they are never the same after a wash. If you&#8217;ve ever tried to de-tangled mangled doll hair (I have) you know it is a losing battle. Save the heartache and buy new.</p>
<p><strong>Buy used: Sports Equipmen</strong>t: Some of the second-hand sports retail stores have good deals, but I find the best deals are with your own team. Put a note up or let other parents know you are interested in buying second hand equipment.  You may be able to organize a swap or a team fundraiser using donated used gear.   Balls, bats, tennis racquets, hockey sticks, sometimes even the pads are okay of you can clean them properly before you hand them to your youngster. One respected hockey re-seller showed me how they steam clean some of the used gear before selling it. Make sure you can get any item that is worn free of dirt and germs before you buy.</p>
<p>Another hint:  talk to the pro, at the end of the season they often have demo equipment that they sell for a song. I got my new (used) tennis racquet this way.</p>
<p><strong>Buy New: Child car seats or cribs</strong> should always be bought new. There are too many safety issues with how they are assembled and installed. You need to have the original directions. There have also been recalls for these products.  With our children&#8217;s safety on the line, splurge on new for these.  Even when you buy new check the government recall list regularly to make sure the product is safe. http://www.recalls.gov/</p>
<p><strong>Buy Used: Strollers</strong> I have bought several of these used but only upon inspection. I live in the city and instead of a minivan or SUV my family&#8217;s all-terrain vehicle is a stroller. We&#8217;ve gone through a few, because we use them like crazy. I have saved hundreds of dollars off of expensive strollers, because I bought them used.</p>
<p>Now when it comes to strollers, I know what I am looking at when I see them and can if they are in good shape. Lots of folks get strollers as gifts and the type they get doesn&#8217;t fit their lives. So you can usually find what you are looking for in nearly new condition with the owners manual still intact.</p>
<p>Caution: Be careful of the super premium brand name strollers- you know the brands the Hollywood stars have for their kids. There are counterfeits on the market and the markdowns on the authentic one&#8217;s aren&#8217;t great in the used market.  If you want super high end buy new.</p>
<p><strong>Buy Used: Textbooks -</strong> I have been back at school twice since getting my undergrad degree and I have discovered the beauty of buying my textbooks used. I pay a lot less and then I resell as soon as I am finished with them to get the most cash for the resale. Don&#8217;t sit on old textbooks long because new editions make the old ones less valuable. (Bonus hint- most schools keep several copies of all textbooks at the library- try to get them at the library first before you buy).</p>
<p><strong>Buy New</strong>: <strong>Appliance</strong>s are something I will only buy new.  Newer models are more energy efficient and have warranties. Without knowing how well an appliance was cared for and maintained by the previous owner means you could be buying trouble. A faulty appliance can be a fire hazard, or using an appliance without the directions can lead to injury. Avoid the hassles and buy new.</p>
<p>Buying used, is not only cheaper it is greener by keeping stuff out of landfills. It is also very important for my daughter to see that we don&#8217;t live in a disposable world. I like to say If I take care of my stuff, it may help take care of me later!<strong></strong></p>
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		<item>
		<title>A Coupon Collector: Does it work?</title>
		<link>http://maryandmoney.com/uncategorized/a-coupon-collector-does-it-work/</link>
		<comments>http://maryandmoney.com/uncategorized/a-coupon-collector-does-it-work/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 18:00:39 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[MARY]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1754</guid>
		<description><![CDATA[Just signed up for the internet coupon aggregator called Yipit. It allegedly sorts deals from more than 350 Web sites in 20 cities.
Here is a link: http://yipit.com/
I will let you know what I think of it as I use it. 
]]></description>
			<content:encoded><![CDATA[<p>Just signed up for the internet coupon aggregator called Yipit. It allegedly sorts deals from more than 350 Web sites in 20 cities.</p>
<p>Here is a link: http://yipit.com/</p>
<p>I will let you know what I think of it as I use it. </p>
]]></content:encoded>
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		</item>
		<item>
		<title>Overspent during the holidays? Now what?</title>
		<link>http://maryandmoney.com/shopping/overspent-during-the-holidays-now-what/</link>
		<comments>http://maryandmoney.com/shopping/overspent-during-the-holidays-now-what/#comments</comments>
		<pubDate>Fri, 07 Jan 2011 12:00:44 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[holiday spending]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1635</guid>
		<description><![CDATA[
Okay you did what you said you wouldn’t do.  You are already beating yourself up, so a smack from me won’t help.  Instead, I want to help you right the ship and keep that spending binge from haunting you for years to come. Here are my 5 tips for getting your act together to pay [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-1639" title="HolidayBlues" src="http://maryandmoney.com/wp-content/uploads/2011/01/HolidayBlues.jpg" alt="" width="274" height="282" /></p>
<p>Okay you did what you said you wouldn’t do.  You are already beating yourself up, so a smack from me won’t help.  Instead, I want to help you right the ship and keep that spending binge from haunting you for years to come. Here are my 5 tips for getting your act together to pay off the holiday and have a great debt-free new year.</p>
<p>1)      Stop all unnecessary spending now! Hide the cards and vow to pay cash or use a debit card for all your spending until the debts are gone. Don’t take a vacation or splurge on any new stuff for yourself (or anyone else) until you do that.  This serves two purposes: it reduces and eliminates your credit card debt and it is a great deterrent.  That pain will stop you from indulging next time</p>
<p>2)      Get a re-payment plan together. This means taking a hard look at how much money you bring in each month and how much you <em>really</em> spend.  Figure out how much is leftover and apply it all to paying off that debt. If you don’t earn enough, cut more spending or make more money. </p>
<p>3)      Attack the debt. Get your taxes done early if a refund is coming your way.  Can you consolidate your debt to one lower interest card? If not, there are two approaches you can take.  Either go after the card with the lowest balance first,  for a psychological boost, or go after the card with the highest interest first, for a financial boost.</p>
<p>4)      Let everyone in the family and maybe even your friends know about your plan. I know we hate to talk about our money mess-ups- but it could help eliminate any peer pressure spending and who knows you may get a great idea on how to raise money from a friend. Make it fun and make it a group challenge.</p>
<p>5)      Don’t do it again! Next year, next vacation, next temptation- use cash or a debit card and live within your means. Doing anything else is so-  <em>pre-precession</em>.  Worrying about debt creates stress that shortens your life and makes your time here less enjoyable. In the words of the great Cher, snap out of it!</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Ask Mary: Debit or Credit?</title>
		<link>http://maryandmoney.com/videos/ask-mary-debit-or-credit/</link>
		<comments>http://maryandmoney.com/videos/ask-mary-debit-or-credit/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 12:37:49 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[debit or credit]]></category>
		<category><![CDATA[MARY]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1570</guid>
		<description><![CDATA[After you swipe your card, you have no doubt been asked, &#8220;Debit or credit?&#8221; Not sure which is best for you- check this out. 

]]></description>
			<content:encoded><![CDATA[<p>After you swipe your card, you have no doubt been asked, &#8220;Debit or credit?&#8221; Not sure which is best for you- check this out. </p>
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]]></content:encoded>
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		</item>
		<item>
		<title>Ask Mary: Discount Gourmet Grocers</title>
		<link>http://maryandmoney.com/shopping/ask-mary-discount-gourmet-grocers/</link>
		<comments>http://maryandmoney.com/shopping/ask-mary-discount-gourmet-grocers/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 17:27:01 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[shopping]]></category>
		<category><![CDATA[discount grocer]]></category>
		<category><![CDATA[MARY]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1502</guid>
		<description><![CDATA[Time again to answer your questions. Maria saw the segment I did with my frugal friend Kristen Hagopian author of Brilliant Frugal Living. Maria wasn&#8217;t the only one asking this question:

   HI MARY. I&#8217;M TRYING TO FIND THAT GOURMET DISCOUNT RETAILER YOU DISCUSSED THIS WEEKEND. I AM LOOKING TO FIND A STORE IN [...]]]></description>
			<content:encoded><![CDATA[<p>Time again to answer your questions. Maria saw the segment I did with my frugal friend Kristen Hagopian author of Brilliant Frugal Living. Maria wasn&#8217;t the only one asking this question:<br />
<span style="color: #000080;"><em></em></span><br />
   <span style="color: #000080;"><em>HI MARY. I&#8217;M TRYING TO FIND THAT GOURMET DISCOUNT RETAILER YOU DISCUSSED THIS WEEKEND. I AM LOOKING TO FIND A STORE IN THE NY AREA, PARTICULARLY LONG ISLAND. CAN YOU HELP? </em></span><br />
<span style="color: #000080;"><em>THANKS,  MARIA.</em></span><br />
<span style="color: #000080;"><em></em><br />
</span>MARIA, THANK YOU FOR WRITING.<br />
    THE RESPONSE TO OUR STORY ABOUT THE DISCOUNT GROCERY STORE CALLED BB&#8217;S HAS BEEN TREMENDOUS! THEIR DENTED AND OVERSTOCK GROCERY ITEMS WERE SUPER CHEAP.<br />
<strong>   BELOW YOU WILL FIND A COMPREHENSIVE LIST OF DISCOUNT GROCERS AROUND THE COUNTRY</strong>. THE STORE I VISITED IS LISTED AT THE TOP &#8211; B B&#8217;S GROCERY OUTLET. THEY HAVE 4 STORES (SEE THE TOP OF THE LIST BELOW).</p>
<p>I SHOPPED AT THE ONE AT 6180 MO<span id="more-1502"></span>RGANTOWN RD. IN MORGANTOWN, PA.<br />
MARIA I KNOW YOU NEED TO FIND SOMETHING IN NEW YORK.<br />
SO, BESIDES MY LIST BELOW, HERE ARE SOME TIPS ON FINDING A DISCOUNT GROCER NEAR YOU.<br />
FIRST&#8211;BE PATIENT- IT TAKES A LITTLE WORK.<br />
THESE PLACES USUALLY DON&#8217;T ADVERTISE.<br />
NEXT- DO AN INTERNET SEARCH AND TRY THESE KEY WORDS AND YOUR GEOGRAPHIC REGION.<br />
FOR YOU MARIA IT WOULD BE THINGS LIKE<br />
GROCERY OUTLET NY &#8230; WHOLESALE GROCERY NY<br />
OVERSTOCK GROCERY NY &#8230; DISCOUNT GROCERY STORE NY&#8211;<br />
YOU GET THE IDEA.<br />
EVEN SOME GOOD FOOD SITES LIKE CHOWHOUND&#8211; HAVE BLOG POSTS ABOUT WHERE YOU CAN BUY THE BEST FOOD PRODUCTS FOR LESS.<br />
IT TAKES SOME DIGGING &#8211; BUT YOU WILL FIND FRUGAL FOODIES WHO WILL SHARE THEIR LOCAL FIND WITH YOU.</p>
<p><strong>BB&#8217;S INFO</strong>:<br />
B B&#8217;s Grocery Outlet 581 Camargo Road Quarryville, pa<br />
Newburg, PA &#8211; at 20 Quigley Road<br />
Schaefferstown, PA &#8211; on Route 419 North<br />
MOM&#8217;s Mall Morgantown, PA &#8211; at 6180 Morgantown Rd.</p>
<p>HERE IS THE <strong>NATIONAL LIST</strong>:<br />
Alabama</p>
<p>Alexander City, Walker&#8217;s Bent-N-Dent, 16 Main Street, 256-377-1733<br />
Anniston, Boo&#8217;s Salvage Grocery, 3100 Noble St., Ph 256-235-2008<br />
Anniston, C &amp; D Salvage Grocery, 5139 Eulaton Road, 256-237-0224<br />
Anniston, Paw Paw&#8217;s Salvage Grocery, 229 South Wilmer Ave., 256-237-2506<br />
Luverne, Bobbies Discount Grocery, 903 West 3rd. St. 334-335-2626<br />
Lynn, Lynn Salvage Grocery, 344 East Main Street, 205-893-5103<br />
Nauvoo, County Line Salvage Grocery, 15759 Highway 5, 205-697-2400<br />
Piedmont, Piedmont Salvage Grocery, 106 East Alabama Street 256-447-8602<br />
Shelby, Shelby Discount Grocery, 4814 Highway 47, 205-670-0038<br />
Verbena, Sandy&#8217;s Bent-N-Dent Grocery, 6545 US Highway 31, 205-755-4301</p>
<p>Arizona</p>
<p>Cornville, Grocery Surplus Outlet LLC., 9435 Cornville Road, 928-639-3869<br />
Peoria, The Dented Can LLC, 9501 W Peoria Ave Ste 11, 623-486-9646<br />
Quartzsite, Discount Groceries , 1558 West Main St., 928-927-4301</p>
<p>Arkansas</p>
<p>Alma, A to Z Discount Grocery, 4810 North Highway 71, 479-632-8348<br />
Amity, Amity Salvage Grocery, 637 West Thompson St., 870-342-9506<br />
Harrison, South Harrison Harrison&#8217;s Bent &amp; Dent Grocery, 3864 Highway 7 South, 870-391-2210<br />
Harrison, Wholesale Outlet, 519 North Main Street, 870-743-5248<br />
Huntsville, Ma &amp; Pa Bent N Dent Groceries, 15045 Highway 412, 479-738-6272<br />
Midland City, Discount Groceries, Highway 231 South, 334-983-1250<br />
Mulberry, Higgen’s Produce, 3741 Mulberry, 479-997-8601<br />
Nophlet, Z &amp; C Salvage Grocery, 300 W Padgett Street, 870-665-9692<br />
Salem,Highway 62 870-895-4800</p>
<p>California</p>
<p>Atascadero, Grocery Discount Center, 7075 El Camino Real, Ph 805-460-9341<br />
Bakersfield, Manny’s Discount Grocery, 522 East 19th Street 661-328-0703<br />
Bloomington, Oliver&#8217;s Discount Grocery, 18829 Valley Blvd., 909-874-0915<br />
Bodfish, Manny’s Discount Grocery, 3864 Lake Isabelle Blvd., 760-379-3115<br />
Oakhurst, Grocery Discount Center, 49333 Road 426 Suite B, 559-683-5429<br />
Redwood City, Grocery Outlet, 1833 Broadway St , 650-364-7406</p>
<p>Colorado</p>
<p>Dacono, Dacona Discount Grocery, 913 Carbondale Drive, 303-833-5005<br />
Denver, Grocery Salvage, 1550 W 70th Ave., 303-650-7460<br />
Fort Lupton, Robb Inc., 511 McKinley Avenue, 303-857-1459<br />
Greeley, 12th Street Pantry, 716 12th Street, 970-356-7747<br />
Loveland, Esh Discount Grocery, 4221 West Eisenhower, 970-612-0160</p>
<p>Delaware</p>
<p>No Stores Found, Yet.</p>
<p>Florida</p>
<p>Bradenton, Petrik Salvage Market, 1721 9th. Street West, 941-747-3194<br />
Dade City, Tin Can Pams, 14444 7th St. 352-567-3719<br />
Groveland, Groveland Discount Grocery, 141 Howey Rd, 352-429-4299<br />
Hialeah, Miami Depot, 2915 West Okeechobee Road, 786-337-8334<br />
Lake Alfred, Discount Foods, Inc., 750East Alfred St. (Hwy 1792), 863-956-5253<br />
Ocala, Oma&#8217;s Gerneral Store of Ocala, LLC., 2640-A NW 10th Street, 352-401-9330<br />
Palatka- East Palatka,Discount Groceries &amp; More, 227 South U.S. Highway 17, 386-325-7910<br />
Palmetto, V J’s Grocery Inc., 737 8th Ave West Suite A 941-729-2776<br />
Ruskin, Gully’s Surplus Grocery, 720 N. US Highway 41, 813-645-4801<br />
Saint Augustine, Discount Groceries &amp; More, 233 State Road 16, 904-827-0660<br />
Tampa, D &amp; S Bargain Store &amp; Salvage, 6222 E Columbus Dr, 813-621-3811<br />
Tampa, Fernandez Wholesale Grocery, 6702 E. Broadway Ave. 813-626-7959<br />
Wildwood, Tin Can Pams, 1006 N Main St. 352-748-4666<br />
Winter Haven, Discount Foods, Inc., 801 Spirit Lake Rd 863-299-6271<br />
L &amp; G Discount Grocery Store Stuart, FL 2201 SE Indian St,Stuart, FL, 34997 772-287-1404</p>
<p>Georgia</p>
<p>Brooklet, Discount Foods, 533 US Highway 80 East 912-842-5656<br />
Buford, Hill Brothers Grocery &amp; Salvage, 122 E Shadburn Ave 77-945-7218<br />
Carrollton, T &amp; W Salvage Grocery, 3947 North Highway 27, Ph 770-838-9897<br />
Cartersville, B &amp; B Salvage Grocery, 1350 Joe Frank Harris Pkwy SE 770-382-7041<br />
Cedartown, Brooks Salvage Grocery , 1028 East Ave 770-748-4881<br />
Columbus, Nick N-Dent, 1167 Henry Avenue 706-576-6840<br />
Griffin Ga 30223, Located 830-A East Broadway Street, Wilson&#8217;s Warehouse 770-229-9154<br />
Hinesville, Tin Can Sam&#8217;s Discount Grocery, 4215 B. West Oglethorpe Hwy. 912-876-7231<br />
Temple, Robinson discount Grocery, 321 Sage Street 770-562-1317</p>
<p>Idaho<br />
Boise Grocery Outlet (Boise Canned Foods) 5544 W Fairview Ave, Boise, ID 83706-1165 (Thanks Neil)</p>
<p>Illinois</p>
<p>Arcola, Country Salvage Store, 427 East County Road 200N, 217-268-3698<br />
Wayne City, Greenfield Discount Grocery, RR 2 Box 136, on Highway 15 618-895-2025</p>
<p>Indiana</p>
<p>Goshen, The Dented Can, 25743 State Road 119 574-862-2212<br />
Warsaw, Sherman &amp; Lins Discount Grocery, 1900 East Winona Avenue, 574-269-4320</p>
<p>Iowa</p>
<p>Evansdale, Joker’s Surplus Grocery, 3541 Lafayette Rd, 319-235-8916<br />
Kalona, Central Discount Grocery, Turn East at Cheese Factory on Hwy 1.<br />
Oelwein, County Line Surplus Grocery, 101 County Line Rd East, 319-283-1440</p>
<p>Kansas</p>
<p>Topeka, M &amp; M Surplus, 5614 Southwest Topeka Boulevard # 6, 785-267-7000</p>
<p>Kentucky</p>
<p>Campbellsville, Dent &amp; Ding Discount Grocery Store, 1034 South Central Ave., 270-469-5395<br />
Irvington, Joe’s Salvage Grocery, RR 2 270-668-1343<br />
Irvington, Ridgeview Salvage Grocery, 7510 E Highway 60 270-536-3503<br />
Louisville, B &amp; E Salvage Company, Inc., 4602 Greenwood Road, 502-995-3330<br />
Louisville, B &amp; E Salvage Company, Inc., 8504 Shepherdsville Road 502-969-0218<br />
Louisville, B &amp; E Salvage Company, Inc., 8645 Preston Highway, 502-968-6638<br />
Louisville, Better Bargain Salvage Mart, 7207 Lower Hunters Trace 502-447-9023<br />
Louisville, M &amp; M Salvage, 4306 Cloverleaf Dr 502-634-9511<br />
Muldraugh, Po Boy &amp; Girl Salvage, 118 North Dixie Highway 502-942-0602<br />
Okolona, B &amp; E Salvage Co, 8504 Shepherdsville Road 502-969-0218</p>
<p>Louisiana</p>
<p>Folsom, The Salvage Store, 82540 Highway 25 985-796-9114<br />
Kentwood, B &amp; D Salvage Grocery, 600 1st Street 985-229-5323<br />
New Orleans, Suda Salvage Company, 5821 Jefferson Highway 504-733-3660<br />
Pearl River, Hickory Salavage Company, 67736 Highway 41 985-863-5498</p>
<p>Michigan</p>
<p>Bay City, Blue Knight Salvage Foods, 3286 South Huron Road 989-686-5540<br />
Brown City, Bailey’s Variety Store, 4771 Bailey Road, 989-761-7714<br />
McBain, Pineview Discount Store, 9200 South Burkett Road 231-825-2892<br />
M&amp;B Foods, in Grandville<br />
Wiseman&#8217;s Corner, on 28th St. SE. Grand Rapids</p>
<p>Minnesota</p>
<p>Minneapolis, So Low Grocery Outlet, 3115 E. 38th Street 612-729-7281<br />
New London, Pete&#8217;s Surplus, Junction Highway 9 &amp; 71 320-354-2626</p>
<p>Mississippi</p>
<p>Batesville, Wanda&#8217;s Salvage Grocery, 109 Highway 51 S 662-563-0476<br />
Booneville, Discount Grocery, 519 East Church Street 662-728-6409<br />
Booneville, R &amp; W Salvage Grocery, 2016 East Chambers Dr. 662-728-0099<br />
Brooklet, Discount Grocery, 533B US Highway 80 East 912-842-5656<br />
Burnsville, Dollar Wise Discount grocery, 373 Highway 72 662-427-8840<br />
Collins, H &amp; P Salvage Grocery, 466 Highway 35 601-765-0009<br />
Fulton, L &amp; R Discount Grocery, 706 South Adams Street 662-862-2925<br />
Grenada, Discount Grocery, 23291 Highway 8 East 662-294-9950<br />
Hattiesburg, Hiatt’s Discount Grocery, 819 Edwards Street 601-554-8232<br />
Houlka, Pat&#8217;s Salvage Grocery, 3207 Highway 15 North 662-568-7734<br />
Mantachie, Shop &amp; Save Discount Grocery, 3562 Highway 371 North 662-282-7820<br />
McComb, A-1 Grocery Salvage, 509 Pearl River Ave 601-684-0571<br />
Mize, Highway 35 Salvage Grocery, 16944 Highway 35 601-733-0490<br />
Moss Point, Cheap Charley&#8217;s Surplus Salvage Groceries, 11200 Highway 613, Ph 228-474-8995<br />
Oxford, Direct Salvage Grocery, 294 County Road 101 662-513-0736<br />
Poplarville, Poplarville Grocery &amp; Salvage, 229 Highway 11 S 601-795-2801<br />
Poplarville, Super Salvage, 208 North Main Street 601-795-6655<br />
Purvis, Purvis Salvage and Grocery, 309 Highway 589 601-794-5544<br />
Tylertown, B &amp; B Grocery Salvage, 309 Beulah Ave 601-876-9514<br />
Tupelo, Food Bargains, 1136 W. Main Street, 662-840-8037<br />
Vardamann, Dao&#8217;s Grocery Salvage, 118 Main Street 662-682-9898<br />
Verona,Penny Pinchers Discount Grocery, 5035 Raymond Ave., Ph 662-566-0011<br />
Vicksburg, Captain Jack&#8217;s Bent &amp; Dent, 1901 N Frontage Rd 601-638-7001<br />
Vicksburg, Jimmy&#8217;s Salvage Grocery, Highway 61 South 601-634-1040<br />
Water Valley, Highway 9 Salvage Grocery, 654 Highway 9 W 662-473-9880<br />
Waynesboro, D J&#8217;s Salvage Grocery, 119 Mississippi Dr. 601-671-0753<br />
Wiggins, Super Savers Discount Salvage Store, 734 Magnolia Drive South 601-928-4483</p>
<p>Missouri</p>
<p>Ava, P G&#8217;s Salvage &amp; Surplus Grocery, 300 North Jefferson 417-683-5654<br />
Birch Tree, Beavers Salvage Grocery, Highway 60 West 573-292-3664<br />
Cabool, Shetler&#8217;s Discount Grocery, 200 Industrial Park, 417-962-2251<br />
Grandin, Second Chance Market, RR 2 Box 142-En, Ph 573-593-4542<br />
Houston, Stilley Discount, 1591D North Highway 63 417-967-0253<br />
Jackson, Lane&#8217;s Salvage Groceries, 1227 Old Cape Road 573-243-1805<br />
Jamesport, Hutch Brothers Outlet, 208 West Auberry Grove 660-684-6324<br />
Mountain Grove, The Discount Grocery, 6893 Outer Rd. 417-746-4233<br />
Oran, Dent N Save, 23146 US Highway 61, 573-262-2345<br />
Piedmont, Janet&#8217;s Salvage Grocery, Junction 34 &amp; 49 573-223-7420<br />
Rolla, I-44 Surplus Discount Grocery, Exit 189, 11101 Old Highway 66 573-364-6006<br />
Salem, Carolyn’s Discount Grocery, 300 South Main St. 573-729-2946<br />
Sedalia, 65 Discount, Inc., 5150 S Limit Avenue 660-826-9242<br />
St. James, J &amp; J Distributors Salvage &amp; Surplus, 138 West Washington Street 573-265-6084<br />
St. Louis, Cherrick Distribution, 4215 Clayton Avenue 314-652-3636<br />
St. Louis, Friedman RR Salvage Warehouse, 5149 Mlk Drive 314-367-5464<br />
Thayer, Lane Salvage Groceries, 105 Holmes Rd, 417-264-7997<br />
Thayer, Martin Salvage Grocery, Nettleton Road (Route 3 Box 3030) 417-264-7699<br />
West Plains, Corner Salvage Grocery, 1026 Saint Louis St. 417-255-9188<br />
Winona, Ken&#8217;s Good Stuff Store, 303 Ash St 573-325-4437</p>
<p>Montana</p>
<p>Thompson Falls, Grocery Surplus Store, 5460 Highway 200 406-827-6373<br />
New Hampshire Discount and Salvage Grocery Stores<br />
Westmoreland, Stan’s Discount Groceries, 1017 Route 12 603-399-7737</p>
<p>New Jersey</p>
<p>Paterson, Giant International Trading Co. Inc, 91-97 East Railway Avenue 973-977-9272</p>
<p>New York<br />
Syracuse, Northway Discount Grocery, 212 West Division Street 315-422-9979</p>
<p>North Carolina</p>
<p>Charlotte, A Discount grocery, 2208 South Blvd. 704-344-0611<br />
Denver, Bargain Center Groceries, 3825 North Highway 16 704-489-2262<br />
Fayetteville, B J’s Salvage Grocery, 039 Camden Rd. 910-426-9670<br />
Forest City, J&#8217;S Salvage &amp; Discount 763, 763 US Highway 221A, 828-248-1173<br />
Granite Falls, George’s Grocery Salvage, 3846 Mutt Marshall Lane, Ph 828-396-4320<br />
Granite Falls, Odum’s Salvage, 2474 Connelly Springs Road 828-728-6221<br />
Kings Mountain, Super Discount Grocery, 108 West Gold Street, 704-481-0307<br />
Lexington, Salvage Grocery, 4180 NC Highway 8 336-357-0402<br />
Lexington, The Bargain Box, 158 Wiley Lane 336-472-1308<br />
Salisbury, Discount Salvage Foods Of Salisbury, 3115 South Main Street 704-633-3006<br />
Thomasville, Holly Hill Salvage &#8211; No 2, 13 Boyles Street 336-476-6462<br />
Tyron, Jon &amp; Jay’s Discount Groceries, 1005 South Trade Street, 828-859-3005</p>
<p>Ohio</p>
<p>Circleville, Discount Grocery Outlet, 900 South Pickaway Street, 740-474-6501<br />
Kinsman, Kinsman General, 6416 Kinsman-Nickerson Rd.<br />
Lima, Daly’s Discount Groceries, 506 North Main St. 419-225-2907<br />
Orwell, M &amp; L Salvage, 640 East Main Street440-437-5714<br />
West Farmington, Bontrager Salvage Grocery, 172 Second Street, 330-889-3678</p>
<p>Oklahoma</p>
<p>Oklahoma City, Big Giant Warehouse, 3600 Southwest 29th 405-681-3336</p>
<p>Oregon</p>
<p>Lebanon, The Grocery Depot, 1775 S. Main St.541-258-3442</p>
<p>Pennsylvania</p>
<p>Bedford, Little Barn Discount Groceries, 6200 Lincoln Highway 814-623-2603<br />
Ephrata, Sarah’s Grocery Outlet, 475 North Reading Rd 717-738-1107<br />
Knoxville, R &amp; J Discount Grocery, 202 West Main St. 814-326-4200<br />
Lebanon, Sunset Grocery Outlet, 1650 North 7th Street, 717-272-4906<br />
Mifflinburg, Wenger&#8217;s Grocery Outlet, 8035 Old Turnpike Rd (Rt.45) 570-966-5084<br />
Newburg, B.B.&#8217;s Grocery Outlet, 20 Quigley Road.<br />
Pittsburgh, K M L Sales Inc., 16 Sts 412-261-5542<br />
Quarryville, B.B.&#8217;s Grocery Outlet, 581 Camargo Road.<br />
Red Lion, D &amp; K Surplus Grocery, 757 Delta Road 717-244-9398<br />
Shafefferstown, B.B.&#8217;s Grocery Outlet, Route 419 North</p>
<p>South Carolina</p>
<p>Batesburg, Discount Grocery Salvage, 445 West Railroad Ave 803-604-1444<br />
Leesville, Discount Grocery &amp; Salvage, 445 Railroad Ave 803-604-1444<br />
Rock Hill, Discount Grocery Safari, 1122 India Hook Road 803-327-2437</p>
<p>South Dakota</p>
<p>Belle Fourche, Robbs Inc., 1833 5th Avenue 605-892-4309<br />
Pierre, Bent N Dent Discount Foods, 840 N Garfield Ave 605-224-1286<br />
Hermosa, Pop&#8217;s Grocery Shoppe, 30 North Fergusen Sreet, 605-255-5977</p>
<p>Tennessee</p>
<p>Bluff City, Bluff City Salvage, 4277 Bluff City Hwy. 423-538-7501<br />
Burlison, Bent N Dent, 9121 Munford Giltedge Rd 901-476-3000<br />
Chuckey, R &amp; B Salvage Grocery, 211 Bill Gourley Rd 423-257-7708<br />
Dercherd, Bargain Barnes, 2108 Decherd Boulevard 931-962-0227<br />
Fall Branch, Building 5, 18105 Horton Hwy. 423-348-7520<br />
Gilt Edge, Bent-N-Dent, 9121 Munford Giltedge Rd 901-476-3000<br />
Hohenwald, Discount Groceries and More, 644 E. Main St.<br />
Hollow Rock, D &amp; D Discount Grocery, 28105 Broad St 731-586-7569<br />
Huntingdon, Pj&#8217;s Salvage Grocery, 9715 Highway 22 731-986-3589<br />
Johnson City, Discount Grocery, 601 West Watauga 423-928-9200<br />
Johnson City, Pierces Discount Grocery, 1207 E. Main St. 423-926-2250<br />
Jonesborough, Pioneer Market Inc, 624 Old State Route 34 423-753-2020<br />
Kingsport, McCoy Salvage Grocery, 2969 N John B Dennis Hwy. 423-288-8411<br />
Knoxville, United Grocery Outlet, 6021 Chapman Highway 865-573-8000<br />
Lebanon, Bud&#8217;s Salvage, 320 N. Cumberland Street 615-449-8085<br />
Lebanon, House of Bargains, 300 North Cumberland St. 615-449-3393<br />
Lexington, Highway 22 Salvage Grocery, 22915 Highway 22 North, 731-968-5242<br />
Lexington, Warehouse Salvage, 873 West Church Street 731-968-5146<br />
Limestone, R &amp; B Salvage Grocery, 10320 East Andrew Johnson Highway 423-257-7708<br />
Manchester Faye’s Discount Grocery, 101 North irwin Street 931-728-1920<br />
Memphis, Discount Grocery Sales, 651 Jefferson Avenue 901-523-9515<br />
Morristown C J Salvage, 4890 South Davy Crockett Parkway 423-318-6291<br />
Parsons, Brenda’s Salvage Grocery, 370 Cooley Aveenue 731-847-4363<br />
Ramer, Eastview Bent and Dent, 7733 Highway 45 South 731-646-2660<br />
Rogersville, United Grocery Outlet, 921 East Main Street 423-921-3878<br />
Sevierville, Discount Grocery, 564 Winfield Dunn Pkwy. 865-428-6908<br />
Winchester, Sonshine Shop, 1045 Dinah Shore Boulevard 931-968-0092<br />
Yuma, Highway 22 Salvage Grocery, 22915 Highway 22 N 731-968-5242</p>
<p>Texas</p>
<p>Amarillo, Panhandle Salvage Store, 5811 South Western Street 806-358-3886<br />
Channelview, S &amp; C Surplus, 15703 Market Street 281-860-0055<br />
Cleburne, Healthy Savings Discount Grocery, 1206 East Henderson 817-556-0713<br />
Dayton, K &amp; D Discount Grocery, 113 Bryan St. 936-258-0032<br />
Hardin, Country Discount Grocery, Highway 146 at County Road 2010 936-298-9282<br />
Hemphill, Adkins Salvage Grocery, Fm 83 409-787-4130<br />
Houston, Capital Sales Damaged Freight Groceries, 5701 Almeda Rd 713-522-0285<br />
Houston, Capital Sales Damaged Freight Groceries, 4663 Telephone Rd 713-649-8658<br />
Houston, Jimmy Poole Grocery, 11658 Homestead Rd 281-442-0512<br />
Kountze, West Discount and Salvage Grocery, 710 South Pine Street 409-246-8541<br />
Thorndale, L &amp; L Food Salvage &amp; Merchandise, 109 South Main Street 512-898-2960</p>
<p>Vermont<br />
Bennington, Boxes &amp; Cans Discount Food, 160 Benmont Avenue, 802-440-8122<br />
Bethel, Bethel’s U-Save Discount Groceries, 356 Pleasant St. 802-234-6330<br />
Pownal, Discount Food &amp; More, 2848 Route 7</p>
<p>Virginia<br />
Glade Spring, Discount Grocery, 206 Town Square Street 276-429-4460<br />
Richmond, Salvage Barn Inc, 5240 Hull Street Road 804-231-1187</p>
<p>Washington</p>
<p>Chehalis, J J Berry, 2141 Jackson Highway, Ph 360-748-1940<br />
Deer Park, Discount Groceries and More, 124 E. Crawford St., Ph 509-276-2736</p>
<p>Wisconsin</p>
<p>Oxford, The Harvest Market, W7341 State Hwy 82 608-586-4303<br />
Wautoma, Country Discount Grocery, W9483 Highway 21. 920-787-5000</p>
<p>Wyoming</p>
<p>Rawlins, Discount Grocery, 725 East Cedar Street 307-324-5445</p>
<p>Thank you for all of your great questions. Keep them coming! While there are many to sort through, some common themes appear. Here is my approach: I pick questions that represent the topics that get asked about the most. My hope is by answering one, I am helping many more. Let me know if you want more detail. Just click the ASK MARY tab.</p>
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		<title>Craigslist without the Awkwardness</title>
		<link>http://maryandmoney.com/videos/craigslist-without-the-awkwardness/</link>
		<comments>http://maryandmoney.com/videos/craigslist-without-the-awkwardness/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 14:35:28 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[cragslist]]></category>
		<category><![CDATA[Mary Talks Money]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1440</guid>
		<description><![CDATA[I was late to the game when it comes to using Craigslist for buying and selling. Do I have to go to a stranger&#8217;s house to pick up that power washer? What if it doesn&#8217;t work? My frugal friend Kristen Hagopian set me straight and now I find the deals and make the sales with [...]]]></description>
			<content:encoded><![CDATA[<p>I was late to the game when it comes to using Craigslist for buying and selling. Do I have to go to a stranger&#8217;s house to pick up that power washer? What if it doesn&#8217;t work? My frugal friend Kristen Hagopian set me straight and now I find the deals and make the sales with no trepidation.  She can help you too! </p>
<p><object id="otvPlayer" width="400" height="268"><param name="movie" value="http://cdn.abclocal.go.com/static/flash/embeddedPlayer/swf/otvEmLoader.swf?version=&#038;station=&#038;section=lwhd&#038;mediaId=7551473&#038;cdnRoot=http://cdn.abclocal.go.com&#038;webRoot=http://livewellnetwork.com&#038;configPath=/shared/util/&#038;site=" ></param><param name="allowScriptAccess" value="always"></param><param name="allowNetworking" value="all"></param><param name="allowFullScreen" value="true"></param><embed id="otvPlayer" width="400" height="268" type="application/x-shockwave-flash"	allowscriptaccess="always" allownetworking="all" allowfullscreen="true"	src="http://cdn.abclocal.go.com/static/flash/embeddedPlayer/swf/otvEmLoader.swf?version=&#038;station=&#038;section=lwhd&#038;mediaId=7551473&#038;cdnRoot=http://cdn.abclocal.go.com&#038;webRoot=http://livewellnetwork.com&#038;configPath=/shared/util/&#038;site="></embed></object></p>
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		<title>Do You Shop &#8217;til Your Bank Balance Drops? Here is Help</title>
		<link>http://maryandmoney.com/videos/do-you-shop-til-your-bank-balance-drops-here-is-help/</link>
		<comments>http://maryandmoney.com/videos/do-you-shop-til-your-bank-balance-drops-here-is-help/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 12:06:48 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Videos]]></category>
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		<description><![CDATA[I appreciate a dose of shopping therapy as much as anyone. But what happens when the cure becomes an illness?


]]></description>
			<content:encoded><![CDATA[<p>I appreciate a dose of shopping therapy as much as anyone. But what happens when the cure becomes an illness?</p>
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		<title>Time to Buy a Car?</title>
		<link>http://maryandmoney.com/shopping/time-to-buy-a-car/</link>
		<comments>http://maryandmoney.com/shopping/time-to-buy-a-car/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 14:50:38 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[shopping]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[MARY]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1362</guid>
		<description><![CDATA[
 Next 30 Days are Best Time of Year to Buy Car
This was sent to me from my pal Jeannie Fallon from Edmunds.com
SANTA MONICA, Calif. — August 25, 2010 — Edmunds.com, the premier online resource for automotive information, today announced that according to its latest update of True Market Value® (TMV®) Predicted Price Trends at [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-medium wp-image-1391" title="car-cartoon" src="http://maryandmoney.com/wp-content/uploads/2010/09/car-cartoon-380x325.gif" alt="" width="380" height="325" /><br />
<strong> Next 30 Days are Best Time of Year to Buy Ca</strong>r</p>
<p><em>This was sent to me from my pal Jeannie Fallon from Edmunds.com</em><br />
SANTA MONICA, Calif. — August 25, 2010 — Edmunds.com, the premier online resource for automotive information, today announced that according to its latest update of True Market Value® (TMV®) Predicted Price Trends at http://www.edmunds.com/tmv/alerts.html, more than 90 percent of new cars are expected become less expensive (or to sell at their current relatively low prices) in the next 30 days.</p>
<p>“The next 30 days will be the best time of this year to get a great deal on a car, as there is still sufficient selection of old model year bargains and prices are generally trending downward,” stated Edmunds.com Senior Analyst Jessica Caldwell.</p>
<p>Edmunds.com estimates that just under 80 percent of new cars and trucks sold today are 2010 model year vehicles, but that dated inventory is declining quickly as dealerships are seeing more traffic from bargain-hunters who have been anxiously waiting for year-end sales.  Today’s shopper are finding particularly low prices on the 2010 Chevrolet Silverado, Ford F-series and other models that have been updated for 2011.</p>
<p>Based on seasonal trends, Edmunds.com analysts anticipate that within the next 30 days, automakers may boost incentives for:</p>
<p>·         Large SUVs such as the Chevrolet Suburban, the Ford Expedition, and the Nissan Armada</p>
<p>·         Large vans including Chevrolet’s Express line and Ford E-Series wagon line.</p>
<p>·         Premium luxury cars such as the 2010 BMW 7 Series, 2010 Audi A8, 2010 Mercedes Benz S-Class and 2010 Volvo S80.</p>
<p>“No dealer wants 2010 model year inventory on their lots in 2011, but that is especially true for the premium luxury segment whose shoppers tend to be among the most image-conscious. These vehicles are largely languishing on dealers’ lots right now, and as we get closer to year-end it will become easier to make a deal on one,” noted Analyst Richard Arca. “We also expect dealers to be increasingly flexible when negotiating prices for last year’s hybrid vehicles like the 2010 Ford Fusion Hybrid, 2010 Honda Insight, 2010 Mercury Milan Hybrid and 2010 Toyota Camry Hybrid. Gas prices aren’t high enough to motivate shoppers to consider them, especially when incentives are fairly generous on some of their non-hybrid counterparts. Dealers are ready to clear out the old inventory and may make some compelling deals, especially as some new competitors are entering the market.”</p>
<p>On the flip side, consumers will pay a premium to buy newly redesigned models such as the 2011 BMW 5-Series, 2011 Ford Fiesta, 2011 Infiniti QX56 and 2011 Jeep Grand Cherokee. However, given the economy, a few months after they become available, it is likely their prices will fall too.</p>
<p>About Edmunds.com, Inc. (http://www.edmunds.com/help/about/index.html)</p>
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		<title>Back to School with Money Left Over</title>
		<link>http://maryandmoney.com/videos/cost-of-raising-school-age-kids/</link>
		<comments>http://maryandmoney.com/videos/cost-of-raising-school-age-kids/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 14:56:22 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Kids]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[shopping]]></category>
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		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[cost of kids. school age kids]]></category>
		<category><![CDATA[Mary Talks Money]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1069</guid>
		<description><![CDATA[
]]></description>
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		<title>New Baby on the Way: Help!</title>
		<link>http://maryandmoney.com/videos/new-baby-on-the-way-help/</link>
		<comments>http://maryandmoney.com/videos/new-baby-on-the-way-help/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 14:00:48 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Kids]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[babies and money]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[cost of babies]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1049</guid>
		<description><![CDATA[
]]></description>
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		<title>Cheapskate Fashionista!</title>
		<link>http://maryandmoney.com/videos/cheapskate-fashionista/</link>
		<comments>http://maryandmoney.com/videos/cheapskate-fashionista/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 14:08:57 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[buffalo exchange]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[gilt.com]]></category>
		<category><![CDATA[renttherunway]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1041</guid>
		<description><![CDATA[ Great ideas to look great for less!
]]></description>
			<content:encoded><![CDATA[<p> <object id="otvPlayer" width="400" height="268"><param name="movie" value="http://livewellhd.com/static/flash/embeddedPlayer/swf/otvEmLoader.swf?version=&#038;station=&#038;section=&#038;mediaId=7436063&#038;cdnRoot=http://livewellhd.com&#038;webRoot=http://livewellhd.com&#038;site=" /><param name="allowScriptAccess" value="always"/><param name="allowFullScreen" value="true"/><embed id="otvPlayer" width="400" height="268" type="application/x-shockwave-flash"<br />
	allowscriptaccess="always" allowfullscreen="true"<br />
	src="http://livewellhd.com/static/flash/embeddedPlayer/swf/otvEmLoader.swf?version=&#038;station=&#038;section=&#038;mediaId=7436063&#038;cdnRoot=http://livewellhd.com&#038;webRoot=http://livewellhd.com&#038;site="></embed>Great ideas to look great for less!</p>
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		<title>Living Brilliantly</title>
		<link>http://maryandmoney.com/shopping/living-brilliantly/</link>
		<comments>http://maryandmoney.com/shopping/living-brilliantly/#comments</comments>
		<pubDate>Sun, 13 Jun 2010 15:12:07 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Innovators]]></category>
		<category><![CDATA[Kids]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[brilliant frugal living]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[craigslist]]></category>
		<category><![CDATA[hagopian]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1106</guid>
		<description><![CDATA[
One of the great things about my job is that each day I get to dip my toe into a new world. With every story I cover, I meet new and often interesting people and for just a few hours, I get to live in their world. This week I spent time with author and [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-1109 aligncenter" title="Brilliant frugal living" src="http://maryandmoney.com/wp-content/uploads/2010/06/Brilliant-frugal-living1.gif" alt="" width="209" height="285" /></p>
<p style="text-align: left;">One of the great things about my job is that each day I get to dip my toe into a new world. With every story I cover, I meet new and often interesting people and for just a few hours, I get to live in their world. This week I spent time with author and blogster Kristen Hagopian. She wrote the book <em>Brilliant Frugal Living</em>. She is a whirlwind. Funny and non-stop with the snappy dialogue. But Kristen&#8217;s genius is living frugally. She gave up her $50K job when she had kids, after she and her husband decided to make one paycheck work. Instead of sulking about what she had to give up, Kristen is joyful about each dollar she saves.</p>
<p style="text-align: left;">The day I spent with her she took me to her secret weapon grocery store, BB&#8217;s in Morgantown, PA. BB&#8217;s sells overstock and damaged products from the big grocers. It was a delight finding high quality organic and other top quality products for literally next to nothing. But it was even more fun watching Kristen come to life as we stumbled upon organic dark chocolate bars, usually 3 or 4 dollars a piece for 25-cents. She momentarily forgot about our shoot and grabbed the stack. This catch wasn&#8217;t going to anyone else.</p>
<p style="text-align: left;">The same day she snagged a $70 Little Tykes desk for her daughter for $20, thanks to craigslist. The beauty of Kristen&#8217;s lifestyle is not just consuming cheaply, it is about using what you have and thinking things through before you spend money. Those things ultimately reduce the quantity and increase the quality, of what she and her family consume.  Keep your eye on LiveWellHD.com to fin out when my stories with Kristen will air. In the meantime check out her blog at HTTP://BRILLIANTFRUGALLIVING.WORDPRESS.COM/</p>
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		<title>DIY: Bridesmaid Bouquets Made Easy (and Lovely)</title>
		<link>http://maryandmoney.com/videos/diy-bridesmaid-bouquets-made-easy-and-lovely/</link>
		<comments>http://maryandmoney.com/videos/diy-bridesmaid-bouquets-made-easy-and-lovely/#comments</comments>
		<pubDate>Sat, 12 Jun 2010 15:11:16 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[women in business]]></category>
		<category><![CDATA[baileflor]]></category>
		<category><![CDATA[bouquet]]></category>
		<category><![CDATA[bridesmaid bouquet]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[flowers]]></category>
		<category><![CDATA[Mary Talks Money]]></category>
		<category><![CDATA[wedding flowers]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1081</guid>
		<description><![CDATA[My favorite florist shows you some DIY secrets that can not only save you money on your wedding day, but a few adjustments and you&#8217;ve got an amazing arrangement for your next party! For more on Leah visit: http://www.baileflor.com/

]]></description>
			<content:encoded><![CDATA[<p>My favorite florist shows you some DIY secrets that can not only save you money on your wedding day, but a few adjustments and you&#8217;ve got an amazing arrangement for your next party! For more on Leah visit: http://www.baileflor.com/</p>
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		<title>Look Great for Less</title>
		<link>http://maryandmoney.com/videos/look-great-for-less/</link>
		<comments>http://maryandmoney.com/videos/look-great-for-less/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 14:43:58 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[beauty]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[women in business]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[Dr. Ellen Marmur]]></category>
		<category><![CDATA[facial peels]]></category>
		<category><![CDATA[fraxel]]></category>
		<category><![CDATA[laser face treatments]]></category>
		<category><![CDATA[look great for less]]></category>
		<category><![CDATA[Mary Talks Money]]></category>
		<category><![CDATA[plastic surgery]]></category>
		<category><![CDATA[profaces]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1059</guid>
		<description><![CDATA[
I love Dr. Ellen Marmur&#8217;s book Simple Skin Beauty.  It is my skin care bible. You don&#8217;t have to spend a fortune to look your best. When you understand how things work with your skin you will make smarter purchases. Ellen is a skin cancer survivor herself, so she really gets it.   [...]]]></description>
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<p>I love Dr. Ellen Marmur&#8217;s book <em>Simple Skin Beauty</em>.  It is my skin care bible. You don&#8217;t have to spend a fortune to look your best. When you understand how things work with your skin you will make smarter purchases. Ellen is a skin cancer survivor herself, so she really gets it.   You will also meet the brainy and beautiful ladies of Profaces. They make the stuff we put on our faces. </p>
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		<title>Your Turn: Kids and Shopping</title>
		<link>http://maryandmoney.com/videos/your-turn-kids-and-shopping/</link>
		<comments>http://maryandmoney.com/videos/your-turn-kids-and-shopping/#comments</comments>
		<pubDate>Sun, 09 May 2010 15:03:31 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Kids]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Ask Mary]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[kids shopping]]></category>
		<category><![CDATA[your turn]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=1076</guid>
		<description><![CDATA[
]]></description>
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		<title>I Want That! Sneaky Ways to Teach your Kids about Money</title>
		<link>http://maryandmoney.com/videos/i-want-that-sneaky-ways-to-teach-your-kids-about-money/</link>
		<comments>http://maryandmoney.com/videos/i-want-that-sneaky-ways-to-teach-your-kids-about-money/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 18:23:08 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Kids]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[money skills]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=907</guid>
		<description><![CDATA[One request I get from parents is, &#8220;how can I teach my kids to be better with their money?&#8221;  I say start early. Begin by showing them how you make decisions. Can you explain to a 6 year old why buying a gallon of milk may be a better deal than buying a quart? [...]]]></description>
			<content:encoded><![CDATA[<p>One request I get from parents is, &#8220;how can I teach my kids to be better with their money?&#8221;  I say start early. Begin by showing them how <em>you</em> make decisions. Can you explain to a 6 year old why buying a gallon of milk may be a better deal than buying a quart? These types of lessons have impact on our kids. Engage them in your thought process when it comes to money decisions and encourage them to challenge you. If you do that you&#8217;ve taken the most important step&#8211; you&#8217;ve got the conversation started! -<em>Mary</em></p>
<p><object width="445" height="364"><param name="movie" value="http://www.youtube.com/v/zTkvubUkBMQ&#038;hl=en&#038;fs=1&#038;rel=0&#038;border=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/zTkvubUkBMQ&#038;hl=en&#038;fs=1&#038;rel=0&#038;border=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="445" height="364"></embed></object></p>
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		<title>Credit Card Management</title>
		<link>http://maryandmoney.com/videos/credit-card-management/</link>
		<comments>http://maryandmoney.com/videos/credit-card-management/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 17:30:04 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Videos]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[maryandmoney]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=905</guid>
		<description><![CDATA[Americans are de-levering. Paying down the mountain of debt we&#8217;ve acquired over the last decade. A big part of our debt is credit card debt. As angry as we get at credit card companies, the reality is, credit cards are now a necessity. The trick is to not carry a balance. In this report you&#8217;ll [...]]]></description>
			<content:encoded><![CDATA[<p>Americans are de-levering. Paying down the mountain of debt we&#8217;ve acquired over the last decade. A big part of our debt is credit card debt. As angry as we get at credit card companies, the reality is, credit cards are now a necessity. The trick is to not carry a balance. In this report you&#8217;ll hear some tips to managing your cards to keep the best credit score and to pay the lowest fees and interest rates.</p>
<p><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/8ipo2Lu1ixc&#038;hl=en&#038;fs=1&#038;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/8ipo2Lu1ixc&#038;hl=en&#038;fs=1&#038;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object></p>
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		<title>Are American Consumers Getting their Groove Back?</title>
		<link>http://maryandmoney.com/economy/are-american-consumers-getting-their-groove-back/</link>
		<comments>http://maryandmoney.com/economy/are-american-consumers-getting-their-groove-back/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 15:53:53 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[caraccioli]]></category>
		<category><![CDATA[mary caraccioli]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[spending and income]]></category>
		<category><![CDATA[u.s. consumer]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=894</guid>
		<description><![CDATA[
I have noticed an interesting trend as the nation continues to claw out of the ugly recession.  While the job picture remains bleak, those who do have jobs seem to be ready to exhale and do a little shopping.  The financial collapse of a year ago triggered a period of uncertainty that lasted thru most [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-895" href="http://maryandmoney.com/economy/are-american-consumers-getting-their-groove-back/attachment/shopper_with_bags/"><img class="aligncenter size-medium wp-image-895" title="shopper_with_bags" src="http://maryandmoney.com/wp-content/uploads/2009/10/shopper_with_bags-216x325.jpg" alt="shopper_with_bags" width="216" height="325" /></a></p>
<p>I have noticed an interesting trend as the nation continues to claw out of the ugly recession.  While the job picture remains bleak, those who do have jobs seem to be ready to exhale and do a little shopping.  The financial collapse of a year ago triggered a period of uncertainty that lasted thru most of July. Even if you had a job, you probably knew someone who lost theirs, or you looked at your retirement savings and saw 10 years worth of growth wiped out. That alone can rain on a shopping spree parade.  But as the stock market has improved (the Dow up 28% over the past 6 months. It saw a 15% jump in the 3rd Quarter alone &#8211; its best quarter since 1939) that has helped those who aren&#8217;t looking for work&#8211; feel better. As a result&#8211; they are cautiously loosening the purse strings and giving into that pent up demand to shop. <span id="more-894"></span>Many economists have asked whether we can have a sustained recovery with such high unemployment? It is a good question, but one of the best things the people with jobs can do to help those without jobs, is to  dip their toe back in the water and spend a little. I don&#8217;t mean the out of control, over-extended spending we saw in the boom that led to the bust. Most of us couldn&#8217;t do that today, even if we wanted to. What appears to be happening is that rational spending is once again taking place. As businesses and consumers invest their cash in worthy products and services&#8211; more people will be needed to meet that demand.</p>
<p>Most forecasters say the recession is over, and their focus now is on the future. How can we have sustained growth, that creates jobs, that does not lead to runaway inflation? Consumers are starting to do their part, and so are some businesses (more need to step up). It&#8217;s also time for rational spending to return to Washington, in this case&#8211; it&#8217;s reigning in the purse&#8211; not loosening it. A case was made at the height of the crisis, that huge spending was needed to right the ship. That appears to be happening. If those in-charge want to end up as heroes in the history books, they need to show a smart strategy for deficit reduction that keeps the U.S. competitive in the global economy.  Smart programs that will pay dividends to our children are worth the investment. But spending to spend&#8211; can no longer be justified. The American consumer  appears to have learned their lesson.. lets hope our lawmakers have too. -Mary</p>
<p>BTW here is Economist Joel Naroff&#8217;s take on today&#8217;s August Spending and Income Report. Joel&#8217;s commentary has been right on this year. He is the President of Naroff Economic Advisors.</p>
<p class="MsoNormal"><span style="font-family: 'Times New Roman';"><strong><span style="text-decoration: underline;"><span>INDICATOR:</span></span></strong><strong><span> August Spending and Income</span></strong><strong><span style="text-decoration: underline;"></span></strong></span></p>
<p class="MsoNormal"><span style="font-family: 'Times New Roman';"><strong><span style="text-decoration: underline;"><span>KEY DATA:</span></span></strong><span> Consumption: +1.3%; Disposable Personal Income: +0.1%</span></span></p>
<p class="MsoNormal"><span style="font-family: 'Times New Roman';"><strong><span style="text-decoration: underline;"><span>IN A NUTSHELL:</span></span></strong><span style="text-decoration: underline;"><span> </span></span><strong><em><span>“The wallets were dusted off and it wasn’t just to trade in the clunkers for cash.”</span></em></strong></span></p>
<p class="MsoNormal"><span style="font-family: 'Times New Roman';"><strong><span style="text-decoration: underline;"><span>WHAT IT MEANS:</span></span></strong><strong><em><span> </span></em></strong><span><strong><em>The iceberg is melting.<span> </span></em></strong>Consumers had given the malls the cold shoulder but that seems to have changed.<strong><em><span> </span>In August, spending grew at the fastest pace in eight years.</em></strong><span> </span>Yes, “<strong><em>Cash for Clunkers” played a major role</em></strong> in generating the huge increase <strong><em>but it was not the only reason people parted with their hard-earned cash.<span> </span>They also went out and spent a lot on soft goods.</em></strong><span> </span>In addition, <strong><em>demand for services rose</em></strong> solidly.<span> </span>In other words, we shopped ‘till we got tired.<span> </span>Can households keep up this level of spending?<span> </span>That is not clear.<span> </span><strong><em>Incomes rose only modestly.</em></strong><span> </span>However, one good sign was that wages and salaries continue to post gains despite the declining number of jobs.<span> </span>As the payroll losses ease, we could see income growth improve and that would put a floor under spending.<span> </span>In the interim, <strong><em>people are drawing down their savings, which fell for the third consecutive month.<span> </span></em></strong>As for inflation, there was a large rise in energy costs that pumped up the rate but <strong><em>excluding food and energy, prices remain well contained.</em></strong><span> </span></span></span></p>
<p class="MsoNormal"><span style="font-family: 'Times New Roman';"><strong><span style="text-decoration: underline;"><span>MARKETS AND FED POLICY IMPLICATIONS:</span></span></strong><span> <strong><em>Instead of restraining growth, consumption is likely added solidly to GDP in the third quarter.</em></strong><span> </span>While government policies, especially “Cash for Clunkers” hyped spending, the good news was that people are out buying lots of other things.<span> </span>However, as I have warned in my discussion of the coming “head fake”, <strong><em>don’t expect the solid growth we should get to be repeated.<span> </span>Ultimately, income growth will drive consumer spending and businesses seem to be intent on watching their wage costs carefully.<span> </span></em></strong>Thus, while new claims for unemployment insurance are generally edging downward, they are doing so only slowly.<span> </span><strong><em>It will be quite a few months before we see job increases</em></strong> rather than losses and even then the increase could be modest.<span> </span><strong><em>That argues for minimal income gains and sluggish consumption growth.<span> </span></em></strong>Still, it is nice to see that there are ways to get people to buy, even if it takes taxpayers dollars.<span> </span>Now they have to start standing on their own.<span> </span>The Fed is taking this all in but so far is in no hurry to start raising rates.<span> </span>But I still believe that once they start, they will do so with “alacrity”, as Dallas Fed President Fisher recently stated.<span> </span>Maybe that limb I am out on is not that thin.<span> </span></span></span></p>
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		<title>Bolt Bus vs Amtrak</title>
		<link>http://maryandmoney.com/uncategorized/bolt-bus-vs-amtrak/</link>
		<comments>http://maryandmoney.com/uncategorized/bolt-bus-vs-amtrak/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 21:25:40 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Innovators]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[amtrak]]></category>
		<category><![CDATA[bolt bus]]></category>
		<category><![CDATA[bus to nyc]]></category>
		<category><![CDATA[transportation]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=787</guid>
		<description><![CDATA[Lucky me&#8211; I live within one day&#8217;s drive of 25% of the nations&#8217; population.  It can be a convenience for sure, but living along the I-95 corridor is no picnic if you actually have to drive it. I can name all of the usual suspects for traffic jams&#8211; the ones in Connecticut (which are [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_790" class="wp-caption aligncenter" style="width: 443px"><a rel="attachment wp-att-790" href="http://maryandmoney.com/uncategorized/bolt-bus-vs-amtrak/attachment/img_0894/"><img class="size-medium wp-image-790" title="Bolt Bus NY" src="http://maryandmoney.com/wp-content/uploads/2009/07/img_0894-433x325.jpg" alt="All Aboard the Bolt Bus in rainy NYC" width="433" height="325" /></a><p class="wp-caption-text">All Aboard the Bolt Bus in rainy NYC</p></div>
<p>Lucky me&#8211; I live within one day&#8217;s drive of 25% of the nations&#8217; population.  It can be a convenience for sure, but living along the I-95 corridor is no picnic if you actually have to drive it. I can name all of the usual suspects for traffic jams&#8211; the ones in Connecticut (which are the most irritating), the DC traps and the North and South Jersey mile markers of misery.  As a result, I have learned to love Amtrak over the years. Yes it is expensive and that makes the occassional delays seem worse than they really are.  But the rails have been kinder to me than the road, so I have been a loyal Amtrak patron despite the fat fares.</p>
<p>When the economy nosedived after last year&#8217;s financial shock, I, like most of my fellow Americans, became a little more of a tight wad. I have cut out a lot of my unnecessary spending and have tried to be smarter and more strategic with my personal finances.  That is where the Bolt comes in.  It is a bus (yes a lowly bus) that offers service from Boston to DC and all points in between for unbelievably cheap rates- generally $10 to $15 each way.  Considering the <em>cheap seats</em> on Amtrak run me between 45 and 90 bucks each way, (the first class Acela is even more) I had to give the Bolt a try.<span id="more-787"></span></p>
<p><strong>Here is my Bolt Bus review</strong>:  The buses are new, clean and comfortable, with wifi and electrical outlets at each seat. Most of the fleet is made up of 2008 model year motor coaches and the fellow passengers are generally professionals or students.  Missing was the bus depot and the riff-raff and idling fumes that come with bus stations in every city.  The Bolt picks up and drops off at convenient on street locations.</p>
<p>All this is great, but the real test for me was time. Traffic can kill a packed schedule.  I got a pretty realistic taste on my Tuesday morning rush hour trip north to New York.  An accident in New Jersey followed the typical script; The Bolt Bus was parked on the NJ Turnpike for a solid hour  (This is where I regretted not having my laptop and started wondering why Apple doesn&#8217;t make a netbook).  My iphone and all its apps (especially text) saved me from a panic attack.  We were an hour late getting to the stop in Manhattan.  I had budgeted time for delays and was OK.</p>
<p>The return trip made me rethink the convenience of the on street passenger loading.  You need to be at the stop 15 minutes before departure to secure your seat. This is kind of a joke. They don&#8217;t open the bus doors to greet you until about 5 or 10 minutes before the departure time. I showed up early and waited in the rain. The boarding could have been smoother. The people who showed up last pushed forward to the front of the line. Not necessary; if you have a ticket you get a seat on the Bolt. With Amtrak if you had a ticket and the train was oversold, you could ride, but possibly with no seat. The return trip was fast and smooth.</p>
<p>Final judgement: I would take it again- with my laptop. There is the occasional loud talker (except in the quiet car, Amtrak has the same problem), the rain, the morning delay, but nothing truly awful. The reality is in this economy, the Bolt Bus does what Amtrak does between Boston and DC for a lot less. If your schedule is really tight, I would opt for the train- it is faster and less likely to come to a grinding halt during rush hour.  But if you have a little wiggle room  and the fare is coming out of your pocket&#8211; then I suggest you consider it.  What you save on a roundtrip is a dinner out, or that week&#8217;s contribution to the 529 plan.</p>
<div id="attachment_800" class="wp-caption aligncenter" style="width: 253px"><a rel="attachment wp-att-800" href="http://maryandmoney.com/uncategorized/bolt-bus-vs-amtrak/attachment/img_0887/"><img class="size-medium wp-image-800" title="bolt bus traffic jam" src="http://maryandmoney.com/wp-content/uploads/2009/07/img_0887-243x325.jpg" alt="The NJ Turnpike (aka parking lot) during the Tuesday Am rush" width="243" height="325" /></a><p class="wp-caption-text">The NJ Turnpike (aka parking lot) during the Tuesday Am rush</p></div>
<p>For more information on the Bolt and Amtrak here are links to their websites.</p>
<p>www.<strong>boltbus</strong>.com</p>
<p>www.<strong>amtrak</strong>.com</p>
<p>www.<strong>megabus</strong>.com offers one way fares in the same coverage area for about the same price as the Bolt Bus. I have not tried it, but it may be another option for you.</p>
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		<title>Staples Founder: Tom Stemberg</title>
		<link>http://maryandmoney.com/videos/staples-founder-tom-stemberg/</link>
		<comments>http://maryandmoney.com/videos/staples-founder-tom-stemberg/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 20:30:23 +0000</pubDate>
		<dc:creator>Mary Caraccioli</dc:creator>
				<category><![CDATA[Innovators]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Videos]]></category>
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		<category><![CDATA[tom stemberg]]></category>

		<guid isPermaLink="false">http://maryandmoney.com/?p=743</guid>
		<description><![CDATA[
Tom Stemberg founded office supply superstore Staples, partly because he couldn&#8217;t get office supplies on a holiday weekend. Stemberg talks to me about the origins of one of the innovations in retailing. 
]]></description>
			<content:encoded><![CDATA[<p><object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/iGq-RNJrWdM&#038;hl=en&#038;fs=1&#038;rel=0"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/iGq-RNJrWdM&#038;hl=en&#038;fs=1&#038;rel=0" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object></p>
<p>Tom Stemberg founded office supply superstore Staples, partly because he couldn&#8217;t get office supplies on a holiday weekend. Stemberg talks to me about the origins of one of the innovations in retailing. </p>
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