Confidence Project: Getting Started

Thank you for all of the inquiries into the Confidence Project. I decided to start this after talking to women (and men) across the country and hearing what was really keeping them from developing strong financial habits- it was lack of confidence. They believed (wrongly) that they were not destined to be blessed with money management skills and that those attributes were for other people.

That way of thinking is all wrong. What keeps us from doing something that is truly important to us, can often be boiled down to one word- fear. With money there is fear we are going to mess it up, really get taken, end up worse off or made a fool of. Do any of these sound familiar?

I get it. If you have no skill with something- of course there will be fear.  Before you learn to ride a bike- those two wheels can be terrifying. But with money all of this runs a little deeper. Not being a “money person”  makes us somehow feel inferior and we think it is destiny. It doesn’t help that the “money people” we do know can sometimes be arrogant about their knowledge. I have heard stories about dismissive spouses and condescending financial professionals – and scam artists love to make you feel stupid. But usually the toughest voice scolding us is – the voice in our head. I will help you banish that voice and indeed become a “money person.” You will become your type of money person- and that is all you need to succeed. If you hate spread sheets that doesn’t mean you are destined to a life drowning in debt or wallowing in worry.  There are many ways to express your financial savvy – this is about discovering your self expression and maximizing it.

Through my research and my experience with families all over the USA, I have learned how important developing confidence is if you want to find peace in your financial life.  I also know developing that kind of confidence takes more than a positive attitude (although that helps!). The Confidence Project will help you develop real confidence that you can carry with you for a lifetime. My hope is that once you have it- you share it. There is room for everyone at this table.

How do I do it? I will ask you to tackle various types of assignments- some may seem fluffy – some may seem mundane- but all together they will uncover your authentic approach to money and build on that with concrete financial lessons. The combination is powerful and do-able. I will be with you 100% of the way for morale support and money tutoring.

So let’s get started – your first assignment is set a financial goal or define an area of money where you would like to develop confidence and write it down. You can share it here with me and others by commenting, or you can email me, or you can keep it to yourself.  You choose what makes you comfortable.

Don’t put it off. I want you to get started today. This is an easy assignment but crucial for moving forward.

Thanks for joining me.

Tags: ,

Leave a Reply

  • Guanxi and Building Trust
  • Winning Entrepreneurs
  • Feeling Desperate? Stop and Read This
  • Passport to Prosperity
  • Allowances: Do’s and Don’ts
  • No Money, No Marriage? Mary’s Solution
  • Doubling Your Money
  • Kids and Money: Structuring Chores
  • What Hiring Managers really Want
  • Great Design – Better Pricetag
  • Don’t Call Me Rich! Why Women Are Afraid of Money
  • Paycheck to Paycheck: The New Normal
  • Your Questions: Family Money Strategy
  • What is the Best Time to Buy?
  • Do You Know What Your Kid is Thinking?
  • Find New Love for an Old Career
  • Finding Money
  • DIY Energy Assessment
  • Do’s and Don’ts for Your Treasures
  • Home Need Some Work? Watch This
  • Getting Better Service is Possible
  • Confidence Project: Assignment 1
  • Confidence Project: Goal Setting
  • Bankruptcy: True or False
  • Confidence Building in Action
  • Chicago Shares Mary’s Money Tips
  • Money Confidante Tips for Car Buyers
  • Fun with 6abc at the Philly Auto Show
  • In Defense of Lance Armstrong
  • Mary’s Tips in Parade Magazine
  • Money Confidante: Making House Calls
  • Confidence Project: Top 3 Tips for Building Financial Confidence
  • Confidence Project: Getting Started
  • Money Lessons the Fun Way
  • My Money Confidence
  • Happy New Year!
  • Welcome to The Confidence Project
  • New Year’s Resolution: Understand Money
  • New Year New Look
  • Need Help With Your Money?
  • Just a Reminder…
  • Checklist: Some Expenses You May Have Overlooked…
  • Dos and Don’ts for Holiday Harmony
  • Are you a Scrimping Scrooge or Splurging Santa? Take the Money Confidante’s Holiday quiz and find out!
  • What’s Behind your Spending?
  • Impress Your Guests for Less!
  • The Truth About Store Cards…
  • Wise Words
  • The Juggling Act
  • Be Beautiful on a Budget!
  • The Cost of Raising Kids
  • How Gary Cooper Would Scale the Fiscal Cliff
  • Behind the Scenes & In the Hot Seat: Holiday Spending
  • Five Tips for the Frugal Fashionista
  • Baby Baby Baby!
  • Make the Holiday Abundant not Wasteful: Turkey Leftover Recipes!
  • Take The Money Confidante Quiz: Are You Ambitious or Indifferent When it Comes to Your Career?
  • Keeping it in the Family
  • We Owe What? The Clark Family
  • Did you Know…
  • Cupcake Crazy!
  • Take the Money Confidante Quiz: How Financially Healthy is your Relationship?
  • Have a Frighteningly Fun & Frugal Halloween!
  • Mary’s TV Show Enters its 2nd Season
  • We Owe What? The Lafferty Family
  • Kids and Money: Quick Activities
  • Tips for a Weekend-Break that Won’t Break the Bank
  • The Price of Friendship
  • Sometimes You Just Gotta Rant!
  • Allow Your Inner Bag Lady to Speak Up!
  • Dine for a Dime…
  • Secretive Spending or Frivolous Fun?
  • We Owe What? The Kussman Family
  • We Owe What? The Anderson Family
  • Take the Money Confidante Quiz: What Does Your Spending Style Say About You?
  • Women of Wilmington Ready for Change!
  • First State Change Agents
  • What is Mary’s Show About?
  • Lights, Camera…How Much?!
  • Building Boundaries for your Boss
  • Here’s a Tip…
  • We Owe What? The Jarett Family
  • Mary in This Month’s Parenting Magazine
  • Ink: The Hidden Cost of Body Art
  • Newlyweds and Money: The Financial Hurdle at the End of the Aisle
  • Five Simple Saving Tips for the Young Professional
  • The Money Battle: ‘I Want That’
  • Learn How to Negotiate
  • Mary in “O” Magazine
  • Cities with the Most Spoiled Kids
  • Phone apps can slash your vacation costs
  • How to Get Mary’s Help
  • Wall St. Legend Talks About Kids and Money
  • Super Weekend, Fabulous Families
  • Talking About Money With Your Kids
  • Stedman Graham Talks to Mary
  • A Day to Celebrate
  • Vince McMahon talks Business
  • Do’s and Don’t When Calling Creditors
  • Ready to Leave the Nest But Not Ready to Leave the Perks
  • Path to Work Life Harmony
  • Global Citizens Award
  • Awkward Moments
  • Awkward Moments
  • Is Your Man (or Woman) Your Financial Plan?
  • Facebook and Twitter
  • Latest News
  • Tips for Raising Financially Fit Kids
  • How Do I Get Mary To Help Us?
  • The Kids Have Grown the Nest Egg Hasn’t
  • Where You Can See My Show “We Owe What?”
  • Facing Past Money Mistakes and Letting Kids Fly $olo
  • Faith and Finances: Meet the Chandlers
  • The Difference Between Tax Credits and Deductions
  • Family of Nine Looking for Ways to Save
  • Five ways to stop drowning in debt today
  • A New Financial You After a Break-up
  • Money Troubles Keeping You Up?
  • Their Money Can’t Keep Up With Them
  • Buy Used and What to Never Buy Used
  • Curt’s New Game
  • Adapting Money Skills to Life Changes
  • Caught in a Credit Crunch
  • This Week: Fighting Crushing Debt
  • Paying the Bills vs Playing with the Kids
  • New Episode this week
  • How to Budget (for people who hate to)
  • Mary and Social Media
  • A 5-Year Plan for You!
  • Mary’s New Show Starts This Weekend!
  • FYI Talks About Mary’s New Show “We Owe What?”
  • A Success Story and a Test
  • Update Your Least Favorite Room for Less
  • Pop the Hood! What You Need to Know About Your Car
  • Insurance Claims Telephone Numbers
  • The Struggle to Juggle: Motherhood and Work
  • Got a Tough Decision to Make? Here is Help!
  • Making Money on Ebay
  • To-Do List for the New Collegiate
  • Help for the Home-front: Foreclosures
  • Scam Artists Target Job Hunters
  • GOLD RUSH
  • Do You or Don’t You? The Reality Check for Starting Your Own Business
  • Car Talk: Buy or Lease?
  • Ask Mary: Work From Home
  • Does eBay Still Matter?
  • Can You Mix Money with Art?
  • Can You Get Out of a Car Lease Early?
  • Relationship Skills Worth Learning
  • How the Coupon Queens Do It
  • Don’t Call them Gen Debt
  • ASK MARY: Banking Online, Is it Safe?
  • When You Become a Parent to Your Parent
  • You Will Love Herb
  • Ideas to Help You Raise $mart Kids
  • Tools to Become a Social Media Maven
  • Teens and Money: How to Jump-start the Conversation
  • New Grads Here is How to Expand that Paycheck
  • Mark Haines 1946-2011
  • A Better Break-up? Yep!
  • Straight Talking Financial All Stars and 3 Fed Presidents: 1 Great Conference
  • A Coupon Collector: Does it work?
  • Ask Mary: Hiring a Financial Advisor
  • Six Figure Women
  • Six Money Tips for Young Professionals:
  • Saving More at the Supermarket
  • Are Your Kids $marter Than You?
  • My Money Tips are in Tracey’s New Book
  • Erasing Debt with a Happy Ending
  • Refi a Car? Yep. But is it a Good Deal for You?
  • Housing Market Future: Grim or Great?
  • Let Your Stuff Take Care of YOU!
  • Get the Boss (or anyone) to Commit
  • Where do you find LiveWell TV?
  • Too Big to Fail
  • See Brian Sack from the NY Fed for Free
  • ASK MARY: Credit Card Fraud
  • Job Search: Word Games Hiring Managers Play
  • Zac Posen and Chanel for $5? Shopping for a Cause is a Great Deal!
  • Eat Cheap and Eat Well!
  • Home Time: Advice to Make Your Home Project a Success
  • Help My Boss is a Crackberry!
  • What are Energy Efficient Mortgages?
  • Overspent during the holidays? Now what?
  • PAYING FOR THE RENOVATION
  • Mary’s Work
  • Could You Work with Your Mom and Dad?
  • New Year’s Resolution: Get Your Finances Organized!
  • A Story from the Entrepreneurial Frontline
  • Ask Mary: Debit or Credit?
  • ASK MARY: Getting out of a Lease
  • Ask Mary: Savings Bond for Baby? Tipping at Restaurants- How much?
  • Teach Kids Good Money Habits, Even if You Need Help Yourself!
  • Stay Warm and Safe
  • Should I Go Solar?
  • Social Media Strategies to Build Business
  • Job Seekers 2
  • STRATEGIC DONATION TO GIC FROM PAUL MCCULLEY LEADS TO THE CREATION OF A GLOBAL SOCIETY OF FELLOWS
  • Negotiate This!
  • ASK Mary: Find a Financial Advisor
  • Two for One Special
  • Is Online Banking Safe? Your Questions Answered!
  • Ask Mary: How to Save When You are Just Starting Out
  • What Are Your Questions About Bragging?
  • Learn To Talk About “You” Effectively
  • Reason to Believe
  • A New Career in Sports!
  • Ask Mary: Discount Gourmet Grocers
  • Craigslist without the Awkwardness
  • Ask Mary: High Cost of College Text Books
  • Need Money Now! Quick Cash without the Loan Shark
  • Ready to Re-Launch: Getting Mom Back to Work
  • Ask Mary: Finding a Trustworthy Advisor
  • Reverse Mortgages Become a More Affordable Option
  • Learn More About Your Credit Score
  • What Are You Doing This Weekend?
  • Help My Boss is a Workaholic!
  • Do You Shop ’til Your Bank Balance Drops? Here is Help
  • Action Plan for the Week
  • Travel Tips: Saving on Airfare
  • Smart Souvenirs
  • Here is What is Coming Up This Week
  • Get Schooled on Money
  • Mary Talks Money New Season Kicks Off
  • Luck Ducks Follow Up
  • Spoil Sport: How Parents are Doing Harm by Giving In
  • Family, Money and Business Start-ups
  • Recession Officially Over – the Pain is Not
  • Try This: A Great App for Managing Money
  • Get a Job: The Paycheck
  • Mary Talks Money on TV
  • Time to Buy a Car?
  • US Open Starts Tomorrow
  • The Art of the Yard Sale
  • Ask
  • Daymond John: Make Like a Shark in Your Job Search
  • Your Elevator Pitch
  • See Ya Later Slater: Is the 15 Minutes Up Yet?
  • Economy: No Easy Fix
  • Craigslist Shopping Tips
  • The Benefits of Bartering
  • Back to School with Money Left Over
  • Try This! Great App for Smartphones
  • Life on a Short Leash
  • Ask Mary: IRA Conversions
  • Marriage and Money Part 2
  • Marriage and Money Part 1
  • What Successful Dads are Teaching Their Kids
  • Guide to Getting Your Idea to Market
  • Ask Mary: Teens and Kids Weigh In
  • Instead of Golf for Business, Try This!
  • Job Search Tax Reality
  • 1220
  • Steinbrenner: Business and Baseball
  • New Baby on the Way: Help!
  • DIY: How to Cut your Kids Hair
  • Investing in You
  • Declaration of Career Independence
  • Job Loss: Investing in You
  • Should it Stay or Should it Go?
  • What Women Over 40 Need to Know Now
  • Is Your Idea Money in the Bank?
  • The Power of Memory
  • Cheapskate Fashionista!
  • Your Turn: Teaching an 8 yr old about Money
  • Happy Father’s Day Dad
  • Fathers Day: What Rich and Famous Dads Teach Their Kids
  • Have You Read Tracey’s Blog?
  • Will this Help You?
  • Student By Day, Entrepreneur After School
  • Living Brilliantly
  • DIY: Bridesmaid Bouquets Made Easy (and Lovely)
  • Paying for Childcare
  • Benefits Check
  • The Brainy and Beautiful Bobbi Brown
  • Look Great for Less
  • Four Year Old Money Mavens
  • Fabulous Weddings for Less
  • DIY Floral Arrangements
  • What to Read this Summer: Free Event
  • Get Hired by Looking like a Winner!
  • Pet Medical Care
  • Going to the Dogs
  • Cheapskate Chic- part deux
  • Your Turn: Kids and Shopping
  • Forget the MBA Spend an Hour with Vince
  • Kevin Smith Before Too Fat to Fly
  • Girls with a Grudge don’t Win
  • Today’s Opportunity
  • Mary Talks Money Debuts: Where to find it
  • Richard Branson
  • January Event: Finding $ Happiness at Home
  • ASK MARY: When to get the kids their own account
  • Tune in Monday for the Debut of Mary Talks Money
  • Energy Investment: Gov. Ed Rendell on the Future of Fuel
  • Life After the Great Recession: A Conversation with Steve Forbes
  • Baby its Cold Outside: A Smart Strategy for Lowering your Energy Bill
  • ASK MARY: Love and Money- Is it Time to Get a Referee?
  • I Want That! Sneaky Ways to Teach your Kids about Money
  • Credit Card Management
  • Are American Consumers Getting their Groove Back?
  • Not Only is it Getting Dark Earlier… But this is Peak Season for Deer-Vehicle Accidents.
  • Paying it Forward
  • Unemployment hits 9.7%
  • College and Credit Cards
  • US Open Tennis: Arthur Ashe’s legacy
  • Negotiating Skills Part 3
  • Negotiating Skills Part 2
  • Ford Chief Economist Ellen Hughes-Cromwick
  • John Bogle
  • Make $ This Summer
  • Sell Yourself in 30 Seconds or Less
  • Stop Looking for Shoots
  • Why Jim Rogers Left NY for Singapore
  • From the Street: A Simple Lesson
  • Derivatives Deconstructed
  • Bolt Bus vs Amtrak
  • Getting that First Gig: A Few Tips
  • My Day with the Bull Riders
  • Staples Founder: Tom Stemberg
  • The Opportunity
  • Growing up McMahon
  • Beyond the U.S. Open: How Golf Can Make You Rich
  • Leveling the Playing Field
  • Future of Fuel Series: Ethanol’s Struggles
  • The Future of Fuel: Cellulosic Ethanol
  • Faith-What is it?
  • Trickle Down Economics at Penn
  • Curt Schilling, the Red Sox and the Jimmy Fund
  • And its Gone!
  • Zandi: The Economy, Obama, Bernanke and more
  • Clean Dry Cleaning? It is Possible with a Price
  • From the Gutter- to Giver
  • Elevator Pitch: do’s and don’ts
  • Rules of the Road
  • Bio-Fuel Fanatics
  • A Shopaholic’s Fix
  • Beyond Cramer: The Biz Press and the Financial Crisis
  • Taiwan: Does it still need the United States?
  • Langone on the Spitzer Image Rehab
  • Happy Birthday Mr. Bogle
  • Jon Huntsman talks about the Economy and Ethics
  • Preemptive Strike to Battle Over Spending
  • Chris Whalen on the Banks
  • Barry Ritholz: Power Struggle inside the Obama Administration
  • H1N1: Prudence vs Hysteria
  • Former Fed Official Bill Poole
  • Banking Mess: Solutions to Think About
  • A Home to Own or to Borrow?
  • Fuel Cell Vehicles: What are they like?
  • Earth Week: New Laws Expected
  • Why the Money in Mary and Money??
  • Tax Day Deep Thoughts
  • Your product may be boring, but your image doesn’t have to be
  • How Bad is the Economy?
  • Goodbye Taki
  • Branson: A Rebel with a Cause
  • Getting Ready for the Rebound
  • Martin Wolf of the Financial Times
  • Young, Skinny and Cheap Chicken
  • Missed Opportunity: Why weren’t the builders doing this during the boom?
  • Bragging Rights: The Back Story
  • Bragging Rights
  • Let me consult the board
  • Steve Wozniak: Before Dancing with the Stars– there was Apple
  • Jim Rogers: Part 5 of 5
  • Jim Rogers: Part 4 of 5
  • Jim Rogers: Part 3 of 5
  • Jim Rogers Part 2of 5
  • Mary Caraccioli Interviews Jim Rogers: Part 1 of 5
  • Stewart’s J-School
  • Ashamed!
  • Risky Business
  • When You Become the News
  • First Person: My Russia
  • Carl Icahn on Yahoo
  • One American Family
  • Financial Crisis: A Conversation with Steve Forbes
  • Ask Mary
  • A New Look at Trash
  • Remembering Dr. Papadakis: From Nov 2007
  • What People Are Saying
  • Save $ Make Your Own Cold Coffee Treat
  • March Madness: Stewart vs Cramer
  • Mary Caraccioli
  • Archives
  • Chatter

    About Mary

    About Mary Mary Caraccioli, MLA, MBA is the Money Confidante. An Emmy™ Award winning financial journalist, she has worked at CNBC, FOX, Comcast and ABC's LiveWell TV where she has created numerous award winning programs. Mary also helped to create the Lou Dobbs syndicated radio report. She was an early adaptor of digital media and creator of well respected money websites.

    Mary has access to the top financial thought leaders and brings that information home to everyday people who are looking to make better money decisions in their lives. Let the Money Confidante help you and your family too!    Learn more...

    © Copyright 2018 The Money Confidante
    By: InsiteMarketing Design by: Salvatore Fabbella

    Powered by WordPress | Login