I have had the good fortune to travel the country to work with families to develop a more healthy financial life. Often I find solutions for families that help them avoid bankruptcy. But occasionally bankruptcy is the best option. If you are facing bankruptcy or have experienced it- know that you can start over.
Bankruptcy will be what you make it- an opportunity for new clean slate- or a vicious cycle cause by a lack of personal accountability. The choice is yours.
If this is something you or someone you care about is considering, my true or false quiz may be useful.